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Terms of Service

These terms describe how to use resetmydebt.app responsibly and keep your experience secure. Please read them before you log in to your plan.

Last updated: January 24, 2026resetmydebt.app

1. Acceptance of Terms

By accessing and using resetmydebt.app (“the Service”), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Service, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Not Professional Financial Advice

Important: The content, tools, and calculations provided by resetmydebt.app are for informational and educational purposes only. We are not financial advisors: This Service does not constitute professional financial, investment, tax, or legal advice. No Fiduciary Duty: The use of this Service does not create a fiduciary relationship between you and resetmydebt.app. Consult a Professional: We strongly recommend that you consult with a qualified financial advisor, accountant, or attorney before making significant financial decisions.

3. Accuracy of Calculations & Information

While we strive to keep the information and calculations up to date and correct, resetmydebt.app makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. You acknowledge that debt payoff dates, interest savings, and amortization schedules are estimates only and depend entirely on the accuracy of the data you input.

4. User Accounts & Security

To access certain features of the Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your login credentials (username and password). You agree to accept responsibility for all activities that occur under your account. If you believe your account has been compromised, you must notify us immediately. resetmydebt.app will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge.

5. Third-Party Links & Services

Our Service may contain links to third-party web sites or services that are not owned or controlled by resetmydebt.app. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You acknowledge and agree that resetmydebt.app shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such web sites or services.

6. Limitation of Liability

In no event shall resetmydebt.app, nor its owners, directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from: (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory.

7. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Hawaii, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms of Service.

Contact Us

If you have any questions about these Terms, please contact us at support@resetmydebt.app.